Category: MacDuff Scotland

John Murray Smith and the Giant Bible

My great-grandfather John Murray Smith (1838-1894) hardly looks like a man of mystery. He was a banker with gentle eyes, mutton-chop whiskers and a mustache. But there is at least one mystery about him: how did he acquire that giant bible?

I adopted the bible from my cousin Benny, who had inherited it. It was so big (it weighs at least 10 pounds, or 4 kg,) that Benny was glad to get rid of it. There are no family records in its pages, but there is a plaque on the inside front cover that reads, “Presented to John Murray Smith, Esq. of the Bank of Toronto In grateful acknowledgement of services rendered In December, 1867. James Ross. William Coldwell. Toronto, February 1st 1868.”

What could a young banker have done that someone thanked him with such a present? I googled William Coldwell and discovered there was a journalist by that name working for the Toronto Globe newspaper in 1867.  Aha, I thought, perhaps Coldwell wrote an article in the Globe about whatever it was John had done, but a search brought no hits.

Actually, that bible may have been an appropriate gift for John, a devout Presbyterian. Later in life, he was a member of St. Paul’s Church (now St. Andrew’s and St. Paul’s) in Montreal, and president of the Presbyterian Sunday School Association of Montreal for eight years.1 He was also on the board of the Young Men’s Christian Association (YMCA) for fifteen years and served one term as president of that organization.2

John Murray Smith was born in 1838 in MacDuff,3 a town on the Firth of Moray, Scotland, where his father, James Avon Smith, was a teacher. His mother, Jane Tocher, died a few weeks after his birth,4 leaving his father with seven children to raise. His father remarried to a Mrs. Daly and Aunt Elizabeth Tocher helped to bring up the children.

According to an unpublished Smith family history, James Avon Smith left Scotland for America around 1846, eventually settling in Toronto, where he got a position teaching classics. Three of the children came over in 1848, and John and the other three followed in 1852.    After finishing his education, John began working for the Bank of Toronto. He worked in various bank branches in Ontario and, by 1871, was branch manager in Peterborough, a small city in eastern Ontario. While living there as a single man, he boarded at Caisse’s Hotel, said to be the finest hotel in Peterborough.5

He married Jane Mulholland of Montreal in 1871.6 She was the daughter of Henry Mulholland, an Irish-born hardware merchant, and Ann Workman, the only sister of several of the city’s prominent businessmen. In 1877, J. Murray Smith, as he was known to his business colleagues and customers, was transferred to Montreal, at that time Canada’s largest and most important city, as manager of the Bank of Toronto’s branch. 

John Murray Smith

Between 1873 and 1884, John and Jane had six children: Henry, Louise, May, Frederic (my future grandfather), Ella and Mabel. The two eldest were born in Peterborough, the others in Montreal.7

In 1881,the Murray Smith family moved to a two-story stone house on McGregor Street, a fashionable address on the slope of Mount Royal.8 From the front of the house, they would have looked toward the trees of Mount Royal Park and, from the back garden, they would have seen the St. Lawrence River in the distance.  

John also purchased real estate as an investment. In 1890, he acquired five adjoining building lots on Charles Borromée Street from Robert Stanley Bagg. The following spring, he purchased five more lots on the same street.9 He probably built brick or stone or row houses and sold or rented them.

According to family stories, John loved sailing. Around 1891, he bought a summer house in Beaurepaire (now part of suburban Beaconsfield) on Lake St. Louis, a broad section of the St. Lawrence River.10

John died of heart failure at age 57, in Beaurepaire, on July 25, 1894,11 and he was buried two days later at Mount Royal Cemetery. He had been a good businessman and the solid investments he left to his family meant that, although they sold the summer house, they were able to remain in their McGregor Street home for many years.

See also

Janice Hamilton, “James Avon Smith of MacDuff, Banffshire,” Writing Up the Ancestors,

Janice Hamilton, “My Tocher Family” Writing Up the Ancestors,

Janice Hamilton, “The World of Mrs. Murray Smith,”   Writing Up the Ancestors,

Janice Hamilton, “Annie Louise Smith: One of the First Women to Graduate from McGill University” Writing Up the Ancestors,

Photo credits

The author’s collection
The author’s collection

Notes and Sources

  1. “Men of Canada: The Late John Murray Smith,” W. Cochrane, The Canadian Album, 1896, p. 131,, accessed March 4, 2016.
  2. Montreal was home to the first YMCA in North America. When the Montreal YMCA was set up in 1851, it had strong connections to Protestant churches, but it became open to people from all churches. Its goal was to put religious teachings into practice and to lead by example. The Montreal YMCA began offering night classes to citizens and immigrants in the 1870s. In addition to reading rooms and lectures, the YMCA also made physical education programs available.  
  3. “Scotland Births and Baptisms, 1564-1950,” database, FamilySearch(, accessed 29 February 2016), John Murray Smith, 20 Jan 1838; citing reference FHL microfilm 990,994.)
  4. Jane Tocher died Feb. 28, 1838, aged 35, according to the gravestone inscription in Doune Kirkyard, MacDuff, Banffshire, Scotland.
  5. Ontario Directory, Peterborough, 1871, p. 696,
  6. “St. George’s Anglican Church, Ste-Anne-de-Bellevue, Quebec,” Quebec,Canada, Vital and Church Records (Drouin Collection), 1621-1968 [database on-line] (, accessed March 1, 2016), entry for John Murray Smith, October 4, 1871, citing Gabriel Drouin, comp. Drouin Collection. Montreal, Quebec, Canada: Institut Généalogique Drouin.
  7. 1891 Census of Canada, database. ( accessed March 2, 2016), entry for J. Murray Smith; Citation Year: 1891; Census Place: St Antoine Ward, Montréal Centre, Quebec; Roll: T-6407; Family No: 21, citing Library and Archives Canada. Census of Canada, 1891, Ottawa, Ontario, Canada: Library and Archives Canada, Series RG31-C-1. Statistics Canada Fonds. Microfilm reels: T-6290 to T-6427.
  8. Theo. Doucet, N.P. #105552, 29 April, 1881, Deed of sale. Author’s files.
  9. John Fair, N.P. 13 Jan. 1890, Deed of sale R. Stanley C. Bagg et al to John Murray Smith,and John Fair, N.P. 24 March 1891, # 28434, Deed of sale from Robert Stanley C. Bagg et al to John Murray Smith. Abner and Stanley Bagg Fonds, McCord Museum, Montreal.
  10. Robert L. Baird, Gisèle Hall, Beaconsfield and Beaurepaire, 1998. This book notes that J. Murray Smith’s summer house was on Thomson Point. Two Toronto real estate brokers had purchased the Thomson farm in 1891 and subdivided it into lots. The point was described as “one of the most picturesque on the whole Island of Montreal.” I have not seen a photo of the Murray Smith cottage but, if it was like others in the area, it was likely a “massive fantasy in wood,” complete with turrets and balconies. Summer residents commuted from the city to their country houses on the lake by train, and the developers had entered into an agreement with the Grand Trunk Railway Company to build a station at Thomson Point.
  11. ” St. Paul’s Presbyterian Church, Montreal, Quebec, Quebec,” Canada, Vital and Church Records (Drouin Collection), 1621-1968 [database on-line] (, accessed March 2, 2016) entry for John Murray Smith, July 27, 1894; citing Gabriel Drouin, comp. Drouin Collection. Montreal, Quebec, Canada: Institut Généalogique Drouin.

My Tocher Family

The word tocher, of Scottish Gaelic origin, means dowry. Tochermagazine features old Scottish tales, songs and traditions. The tiny place named Tocher in Aberdeenshire consists of a few houses set among farmers’ fields. Uncommonly, Tocher is also a family name.

My Tocher family can be traced to Alexander Tocher, (c1733-c1798) of Grange parish, Banffshire, who married Jean Shepherd in nearby Cullen parish church, Banffshire on February 12, 1752.

Cullen Parish Church

Family history notes passed down to me by a cousin said Alexander was a “Miln of Pathnic and Proprietor of Garmouth”. Miln is a Scottish word for miller, and there was a mill on the Burn of Paithnick. I have not yet confirmed whether Alexander owned property in Garmouth. The same source says Alexander died in May 1798, age 65, and Jean died in September of the same year.

The couple had two children: Alexander, baptized July 28, 1754 and Margaret, baptized September 21, 1756. When Alexander grew up he attended university in nearby Aberdeen. “Mr. Alexander Tocher, Banffiensis” is listed among the recipients of arts degrees from the University of Aberdeen and Kings College in 1779. He then found a position as a schoolmaster in MacDuff, a fishing town on the Banffshire coast, overlooking the Firth of Moray.

On November 17, 1798, Alex’r Tocher married Elizabeth Stephen at Gamrie parish church in MacDuff. He and Elizabeth had three daughters: Margaret (1799-c1870), who married MacDuff rope manufacturer Alexander Carney (or Carny) in 1821 and had 10 children; Elizabeth (1801-1885), who did not marry, and Jean (also known as Jane), my direct ancestor, born March 17, 1803.

Two years later, on June 19, 1805, Elizabeth died, leaving Alexander with a young family to raise. He remarried in 1808. He and his second wife, Ann Haslopp, had no children. In 1823, daughter Jane developed an interest in MacDuff school’s assistant schoolmaster, a young man named James Avon Smith. In fact, Jane became pregnant. She and James were married in Gamrie and Macduff parish on July 5, 1823, and she gave birth to son Alexander in October.

Jane died at age 35 on February 28, 1838, a month after giving birth for the ninth time. This baby, John Murray Smith, was my future great-grandfather. Jane is buried in Doune cemetery, MacDuff, along with two daughters who died very young, and with her father, who died February 10, 1844, aged 89 years. Ann Haslopp who died on January 3, 1850, aged 83, is also buried with them. 

Reading the Tocher monument, Doune Cemetery, MacDuff

The inscription on the monument that marks their grave notes that Alexander Tocher was schoolmaster at MacDuff for 67 years. Maybe he had to continue working to support the family, or maybe he really loved his job, but after so many years in the classroom, he must have been set in his ways. Hopefully the community celebrated his long service with a big thank-you.

The 1841 census of Scotland found Alexander Tocher, schoolmaster, living on Duff Street in MacDuff with his wife Ann, unmarried daughter Elizabeth and teenaged grandson Alex Smith, while son-in-law James Avon Smith lived around the corner on Gellymill Street with the six other children.

By the mid-1840s, the Smith family had started the move to North America, with Jane’s unmarried sister Elizabeth Tocher accompanying them to help look after the children. “Aunt Tocher” died in Toronto in 1885, aged 84, and is buried in the Smith family plot in Toronto’s Necropolis Cemetery. With her passing, the name Tocher died out in my family.


See for James Avon Smith’s story.

I used a website called to research the Tocher family. Similar to the volunteer-run and, this site allows the researcher to quickly survey the old parish records. A search for Tocher baptisms in a ten-year period in Banffshire brought up all the baptisms of children with Tocher as the mother’s last name and all the babies with Tocher as the father’s name. Clicking on the number beside the entry brings up the names of the witnesses. Once I had identified the people I thought were my Tochers, I paid the Scotland’s People website to see the actual images of the parish records.

The website of the Scottish Genealogy Society has many useful resources, including links related to education. The page links to a book that lists officers and graduates of the University of Aberdeen, with Alexander Tocher’s name on page 254.

The campus of the University of Aberdeen

Places are as important as historic events when it comes to researching our ancestors’ lives, and Scotland has some excellent online resources for exploring them. See to check out the fascinating collection of old maps on the National Library of Scotland’s website, and to learn more about the old buildings with which our ancestors might have been familiar. The website of the Royal Commission on the Ancient and Historical Monuments of Scotland includes maps, photographs and descriptions of hundreds of structures around the country. A search for Paithnick on this site shows the location of the mill:

There has been a church at Cullen since the 13th century. See

The information about Elizabeth Tocher was given to me by the staff at the Necropolis cemetery in Toronto. There is no gravestone to mark the Smith plot.